Open & Closed Loop AFC Systems

Historically, transit authorities have based their AFC systems on closed loop payment cards, that is, proprietary travel cards that are only valid within a specific transit environment. However, many transit authorities are seeking to migrate to open loop payment schemes, such as accepting EMV contactless credit and debit cards, and Near Field Communication (NFC) enable mobile devices. As transit authorities are looking to offer a broader base of payment alternatives, the challenge now is how to implement a payment system that incorporates both new and old technology.

Arcontia offers consultancy services and software support for open and closed loop payment schemes deployment. Our front-end devices support both open and closed loop technologies, and can be configured to work with different standards and protocols simultaneously, ensuring interoperability between existing and emerging payment schemes. Our product platform ensures compatibility with the latest ticketing and payment standards, including:

EMV contactless

PayPass from MasterCard, PayWave from VISA and ExpressPay from American Express. 

ISO/IEC 18092 NFC

NFC mobile applications, smart posters and ticketing, including both passive reader mode and active peer-to-peer (P2P) mode.  

MIFARE family

MIFARE 1k, MIFARE 4k, MIFARE UltraLight C, MIFARE DESFire, MIFARE DESFire EV1, MIFARE SmartMX and MIFARE Plus

Global card schemes

OV-Chipkaart, REKO travel card, VDV-KA, Calyso and FeliCa